Re: nincs cím

JPMorgan (JPM): Q4 EPS of $0.74 beats by $0.13. Revenue of $25.2B vs. $26.8B.

Adds $1.9B to consumer loan loss reserves, resulting in firmwide credit reserves of $32.5B and loan loss coverage ratio of 5.5%. "Though these results showed improvement, we acknowledge that they fell short of both an adequate return on capital and the firm’s earnings potential... While we are seeing some stability in delinquencies, consumer credit costs remain high, and weak employment and home prices persist. Accordingly, we remain cautious."